Welcome To My Mortgage, Credit, and Real Estate Blog!
Posted by Greg in Announcements on April 12th, 2009
Hello my name is Greg Phillips and I am a Loan Officer at Fairfield Mortgage Company. I have been closing mortgages since 1999. I am able to do business in all 50 United States. Our office is located in Lancaster, Ohio. I have helped people all over the United States with their Purchase and Refinance needs. I have testimonials you can view from satisfied customers at the following url: http://www.businesswithgreg.com/mytestimonials.html
My main website is located at http://www.businesswithgreg.com. There are several pages on my web site about every detail regarding obtaining a mortgage. I also have a Message Board where you can post questions specific to your individual needs. That can be found here: http://www.messageboard.businesswithgreg.com
I write articles related to the mortgage, credit, and real estate industry here on my blog. Feel free to click the comment button and add a question or remark about any of my posts.
I appreciate you visiting my blog and wish you the best.
The Home Purchase Season Is Among Us. How this year will help all together.
Posted by Greg in Uncategorized on June 24th, 2009
Well, the good news is home prices seem to be on the rise. My client base is about 75% purchase and 25% refinance. It is buying season. This year should be better than last year. This years home sales will help the people needing to refinance too. Hopefully some area’s will see new sales to compare refinance transactions too.
On a side note I am visiting real estate companies weekly and they seem to be staying busy. Some are sitting back and waiting for things to happen. I am making them happen! People need to know that loans are readily available and they may have to do a little work to get them. 70% of America has a credit score over 660. Most lenders require a 620. Plenty of qualified buyers! Thanks for reading.
Mortgage Rates Rally Back Then Stall
Posted by Greg in Uncategorized on June 18th, 2009
Yesterday was a trying day for loan officers trying to decide whether locking a rate was a good idea or not. Rates have steadily increased since Wednesday June 3rd. On June 11th and 12th we thought we were heading toward disaster as we saw rates climb to 6% with several lenders.
Monday and Tuesday they rallied back. Then yesterday morning we were seeing 4.875% and 5.00% with the best priced lenders. To lock or not to lock?
I pulled the trigger early on several of my loans. When you see something good you simply take it. Then the middle part of the day started off with adjustment after adjustment as rate continually got worse. There is one thing that is certain in this industry. When you see something good for you take it!
I always say there are 2 types of people in the world we live in. Those who are stable and take advantage when it is available then there are those who are risk takers and gamble. You either win big or lose it all.
Canal Winchester Ohio Mortgage Loans – Purchase and Refinance
Posted by Greg in Uncategorized on June 18th, 2009
Greg Phillips has been closing mortgages in Canal Winchester Ohio since 1999. Whether you need a purchase loan or a home refinance I can help. I have several options available for you to choose from. I also deal with 30+ lenders so I can always find you the lowest interest rate. We have local underwriting and processing to make your loan close fast.
I am able to service all 50 United States. Please visit my website for more information about how I can help you. If you wish you can call me directly at the numbers in my contact me tab to apply or click apply online at the top of this article. I will be in touch with you asap.
Chillicothe Ohio Mortgage Loans – Purchase and Refinance
Posted by Greg in Uncategorized on June 18th, 2009
Greg Phillips has been closing mortgages in Chillicothe Ohio since 1999. Whether you need a purchase loan or a home refinance I can help. I have several options available for you to choose from. I also deal with 30+ lenders so I can always find you the lowest interest rate. We have local underwriting and processing to make your loan close fast.
I am able to service all 50 United States. Please visit my website for more information about how I can help you. If you wish you can call me directly at the numbers in my contact me tab to apply or click apply online at the top of this article. I will be in touch with you asap.
Lancaster Ohio Mortgage Loans – Purchase and Refinance
Posted by Greg in Uncategorized on June 18th, 2009
Greg Phillips has been closing mortgages in Lancaster Ohio since 1999. Whether you need a purchase loan or a home refinance I can help. I have several options available for you to choose from. I also deal with 30+ lenders so I can always find you the lowest interest rate. We have local underwriting and processing to make your loan close fast.
I am able to service all 50 United States. Please visit my website for more information about how I can help you. If you wish you can call me directly at the numbers in my contact me tab to apply or click apply online at the top of this article. I will be in touch with you asap.